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Expecting a Newborn? Baby-proof Your Home With This Quick and Easy Checklist

March 22, 2023 by Linda White

Expecting a Newborn? Baby-proof Your Home With This Quick and Easy ChecklistIt’s a very exciting time for most parents when their kids begin to crawl, but it can also be much more difficult to watch over your child and ensure their safety. If your child is starting to get along on their own and you’re preparing to baby proof, here are the main areas and items you’ll want to watch out for.

Clearing Away The Crib

There’s no place your child is going to spend more time, so ensure that there are no toys left in their crib when they’re going to sleep. You’ll also want to stay away from fluffy blankets that can smother their breathing. It’s entirely likely that you’ll have a lot of stuff to store for your baby, but ensure there are no heavy pieces of furniture in the room that they will be able to pull over or move.

In The Bathroom

It goes without saying that you should never leave a baby in the bathtub alone, but there are other things to do as soon as they become mobile. In addition to non-slip mats for the tub and the area outside of the tub, you may also want to invest in soft covers for the knobs and the spout on the bathtub. It’s also good to keep any hazardous cleaning products out of reach.

Care In The Kitchen

Your baby is likely to wreak havoc on all of the door handles they can, so ensure that you have cabinets that don’t close automatically and a latch for your oven door. If you happen to be cooking in the kitchen when your baby is about, ensure that all pot handles are turned in and all cooking items are kept away from the edges of the counter.

Around The House

Your quickly crawling child will be able to find many hazards if they move fast, so ensure you’ve covered up any electrical outlets or cords that can be pulled out. If there are sharp edges your infant can reach, put safety guards on them to protect your baby’s head. Safety gates should also be used at the top and bottom of stairs to avoid any falls.

Most parents get pretty enthusiastic about the idea of their baby starting to crawl, but it’s important to be prepared for that time by baby proofing your home. If you’re currently getting ready to buy a home for your growing family, contact your trusted real estate professional for more information.

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

An Overview Of A Wrap-Around Mortgage: What To Know

March 21, 2023 by Linda White

An Overview Of A Wrap-Around Mortgage: What To KnowAre you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller as well. For example, one option that you may have heard about is called a wrap-around mortgage. The entire goal of this mortgage is to help the buyer get financing to purchase the house while making sure the seller still turns a profit. What do you need to know about a wrap-around mortgage? 

What is A Wrap-Around Mortgage?

A wrap-around mortgage is a specific type of home loan that allows the seller to hang on to the mortgage they have in place as the buyer takes out a new mortgage to wrap around the loan that is already owed.

Using this type of mortgage, the buyer will make payments to the seller every month instead of the lender. While this secondary option usually means the interest rate is a bit higher, it also makes it easier for the buyer to finance the home while taking care of the seller at the same time. 

How Does The Approval Process Work?

Because there isn’t a traditional mortgage mediated by a lender, the buyer and the seller have to come to a mutual agreement on their own. The seller is responsible for maintaining the existing mortgage, but they offer secondary financing to the buyer, wrapping the new loan into the loan that the seller already has. The buyer and seller have to agree on the down payment, the total amount of the loan, and draw up a contract that outlines the terms of the loan. Then, the title passes from the seller to the buyer. 

Consider The Benefits And Risks Carefully

Even though it can help the seller sell his or her house, it is important to understand that there are some risks. There is still a primary mortgage on the home, which means that the seller still has to pay the primary lender. Furthermore, the seller is assuming a significant amount of risk, as they will be responsible for the mortgage if the buyer is unable to keep up with the payments. 

Filed Under: Real Estate Tagged With: Loan Approval, Real Estate, Wrap Around Mortgage

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Linda White - Knapp Realty

Linda White

Call (702) 301-0648
NV - BS.0143690

Robert J White

NV - S.0056824

Knapp Realty
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Linda & Robert White
Whites House Team at Knapp Realty


39 E Basic Rd.
Henderson, NV 89015


Direct (702) 301-0647 Cell (702) 301-0648 Fax 855-975-3237

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